<?php



/**



 * Header — top strip + sticky nav with full dropdown menus.



 */



?>

<!DOCTYPE html>

<html <?php language_attributes(); ?>>
<head>
<meta charset="<?php bloginfo( 'charset' ); ?>"/>
<meta name="viewport" content="width=device-width, initial-scale=1.0"/>
<meta name="author" content="Gary Baillio – Merchant Processing Solutions, Inc."/>
<meta name="robots" content="index, follow"/>
<link rel="stylesheet" href="https://cdn.jsdelivr.net/npm/bootstrap@4.4.1/dist/css/bootstrap.min.css" integrity="sha384-Vkoo8x4CGsO3+Hhxv8T/Q5PaXtkKtu6ug5TOeNV6gBiFeWPGFN9MuhOf23Q9Ifjh" crossorigin="anonymous">
<script type="application/ld+json">



{



  "@context":"https://schema.org",



  "@type":"LocalBusiness",



  "name":"Merchant Processing Solutions, Inc.",



  "url":"<?php echo esc_url( home_url( '/' ) ); ?>",



  "telephone":"+1-410-573-1133",



  "faxNumber":"+1-410-573-1134",



  "email":"corpaccounts@merchantproinc.com",



  "address":{"@type":"PostalAddress","streetAddress":"200 Harry S. Truman Pkwy","addressLocality":"Annapolis","addressRegion":"MD","postalCode":"21401","addressCountry":"US"},



  "openingHoursSpecification":[{"@type":"OpeningHoursSpecification","dayOfWeek":["Monday","Tuesday","Wednesday","Thursday","Friday"],"opens":"09:00","closes":"17:00"}],



  "founder":{"@type":"Person","name":"Gary Baillio"},



  "foundingDate":"2007",



  "areaServed":["Maryland","Virginia","Washington DC","Anne Arundel County","Annapolis"],



  "sameAs":["https://www.facebook.com/MerProSolutions","https://www.instagram.com/merchantproserv/","https://x.com/MerchantProServ","https://www.youtube.com/channel/UC7ecbWd29R4Hk2qs0AE-m3A","https://www.linkedin.com/company/merchant-processing-solutions-inc-/"]



}



</script>
<style>
/* ─── NAV DROPDOWN STYLES ─────────────────────────────── */







/* Base nav */



nav { position: sticky; top: 0; z-index: 300; background: rgba(3,8,14,.96); backdrop-filter: blur(20px); border-bottom: 1px solid rgba(0,186,255,.13); }
.nav-wrap { display: flex; align-items: center; justify-content: space-between; padding: 12px 5vw; gap: 16px; }
/* Logo */



.nav-logo-svg { height: 48px; width: auto; display: block; border-radius: 7px; transition: opacity .2s; flex-shrink: 0; }
.nav-logo-svg:hover { opacity: .88; }
/* Menu list */



.nav-menu { display: flex; list-style: none; align-items: center; gap: 2px; margin: 0; padding: 0; }
.nav-menu > li { position: relative; }
/* Top-level links */



.nav-menu > li > a { color: #6B84A0; text-decoration: none; font-size: .73rem; font-weight: 500; letter-spacing: 1.1px; text-transform: uppercase; padding: 7px 12px; border-radius: 4px; transition: color .2s, background .2s; display: flex; align-items: center; gap: 5px; white-space: nowrap; }
.nav-menu > li > a:hover { color: #EFF6FF; background: rgba(255,255,255,.04); }
/* Chevron arrow inside top-level links */



.nav-arrow { font-size: .55rem; opacity: .6; transition: transform .22s ease; display: inline-block; line-height: 1; }
.nav-menu > li:hover > a .nav-arrow { transform: rotate(180deg); }
/* ── Desktop dropdown panel ── */



.nav-dropdown { display: none; position: absolute;  top: left: 0;
background: #060f1c; border: 1px solid rgba(0,186,255,.18); border-radius: 8px; box-shadow: 0 20px 60px rgba(0,0,0,.65); padding: 22px 24px; z-index: 500; min-width: 240px; animation: dropIn .18s ease both; }
 @keyframes dropIn {
 from {
 opacity:0;
 transform:translateY(-6px);
}
 to {
 opacity:1;
 transform:none;
}
}
/* Show on hover */



.nav-menu > li:hover > .nav-dropdown { display: flex; flex-wrap: wrap; gap: 28px; }
/* Wide mega-menu */



.nav-dropdown.mega { min-width: 850px; }
/* Narrow single-col */



.nav-dropdown.narrow { min-width: 250px; flex-direction: column; gap: 0; }
/* Dropdown columns */



.drop-col { min-width: 155px; flex: 1; }
/* Column heading */



.drop-heading { font-family: 'Oswald', sans-serif; font-size: .6rem; font-weight: 700; letter-spacing: 2.5px; text-transform: uppercase; color: #00BAFF; padding-bottom: 8px; margin-bottom: 8px; border-bottom: 1px solid rgba(0,186,255,.15); display: block; }
.drop-heading a { color: inherit; text-decoration: none; transition: color .2s; }
.drop-heading a:hover { color: #EFF6FF; }
/* Dropdown links */



.drop-col ul { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 1px; }
.drop-col ul + .drop-heading { margin-top: 18px; }
.drop-col li a { display: block; color: rgba(239,246,255,.5); font-size: .72rem; font-weight: 400; letter-spacing: .3px; padding: 4px 0; text-decoration: none; transition: color .2s, padding-left .15s; }
.drop-col li a:hover { color: #EFF6FF; padding-left: 5px; }
/* Narrow dropdown links slightly larger */



.nav-dropdown.narrow .drop-col li a { font-size: .75rem; }
/* Right-side buttons */



.nav-right { display: flex; align-items: center; gap: 10px; flex-shrink: 0; }
.btn-ring { display: inline-flex; align-items: center; gap: 6px; border: 1px solid rgba(0,186,255,.3); color: #00BAFF; font-size: .72rem; font-weight: 700; letter-spacing: 1px; text-transform: uppercase; padding: 8px 16px; border-radius: 4px; text-decoration: none; transition: all .2s; white-space: nowrap; }
.btn-ring:hover { background: rgba(0,186,255,.08); border-color: #00BAFF; }
.btn-solid { display: inline-flex; align-items: center; gap: 6px; background: #0050E6; color: #fff; font-family: 'Oswald', sans-serif; font-size: .8rem; font-weight: 600; letter-spacing: 1.8px; text-transform: uppercase; padding: 9px 20px; border-radius: 4px; text-decoration: none; border: none; cursor: pointer; transition: background .2s, transform .2s; box-shadow: 0 0 24px rgba(0,80,230,.3); }
.btn-solid:hover { background: #00BAFF; color: #03080E; transform: translateY(-1px); }
/* Hamburger */



.ham { display: none; flex-direction: column; gap: 5px; background: none; border: none; cursor: pointer; padding: 5px; }
.ham span { display: block; width: 22px; height: 2px; background: #EFF6FF; border-radius: 2px; transition: all .3s; }

/* ── Mobile ────────────────────────────────────────────── */



@media (max-width: 960px) {
.ham { display: flex; }
.nav-menu { display: none; }
.nav-menu.open { display: flex; flex-direction: column; align-items: flex-start; position: absolute; top: 100%; left: 0; right: 0; background: #070F1A; border-bottom: 1px solid rgba(0,186,255,.13); padding: 16px 5vw 28px; gap: 2px; z-index: 400; max-height: 82vh; overflow-y: auto; }
.nav-menu.open > li { width: 100%; }
.nav-menu.open > li > a { padding: 10px 4px; font-size: .82rem; width: 100%; justify-content: space-between; border-bottom: 1px solid rgba(0,186,255,.06); }
/* Hide desktop dropdown on mobile */



.nav-dropdown { display: none !important; }
/* Mobile accordion */



.mob-acc { display: none; flex-direction: column; gap: 2px; padding: 6px 0 10px 14px; border-left: 2px solid rgba(0,186,255,.18); }
.mob-acc.open { display: flex; }
.mob-acc a { color: rgba(239,246,255,.5); font-size: .76rem; padding: 4px 0; text-decoration: none; display: block; letter-spacing: .3px; transition: color .15s; }
.mob-acc a:hover { color: #EFF6FF; }
.mob-acc .mob-section { font-size: .58rem; font-weight: 700; letter-spacing: 2px; text-transform: uppercase; color: #00BAFF; margin: 10px 0 4px; display: block; }
/* Rotate arrow when open */



.nav-menu.open > li > a.mob-open .nav-arrow { transform: rotate(180deg); }
}
</style>
<?php wp_head(); ?>
</head>

<body <?php body_class(); ?>>
<?php if ( function_exists( 'wp_body_open' ) ) wp_body_open(); ?>

<!-- STICKY PHONE BAR -->

<div id="phonebar">
  <div class="pb-left"><img draggable="false" role="img" class="emoji" alt="??" src="https://s.w.org/images/core/emoji/17.0.2/svg/1f4de.svg"><strong> 888-573-1133 Gary Baillio</strong> - Call directly, Mon-Fri 9am-5pm</div>
  
  
  <div class="pb-right"> <a href="tel:8885731133" class="pb-number"><img draggable="false" role="img" class="emoji" alt="??" src="https://s.w.org/images/core/emoji/17.0.2/svg/1f4de.svg"> 888-573-1133</a> <a href="#cta" class="pb-cta">Free Analysis</a> </div>
</div>

<!-- EXIT POPUP -->

<div id="exit-popup">
  <div class="ep-box">
    <button class="ep-close" onclick="closeExit()">X</button>
    <div style="font-size:.65rem;font-weight:700;letter-spacing:3px;text-transform:uppercase;color:var(--gold);margin-bottom:8px">Before you go</div>
    <div style="font-family:'Bebas Neue',sans-serif;font-size:2rem;letter-spacing:1.5px;color:var(--white);line-height:.95;margin-bottom:12px">Stop leaving money on the table</div>
    <p style="font-size:.82rem;color:var(--muted);line-height:1.7;margin-bottom:20px">Most merchants we analyze are losing <strong style="color:var(--white)">$400–$1,200/month</strong> in unnecessary fees. Gary will show you exactly what you're losing — free, no obligation.</p>
    <div class="fg">
      <label>Your Name</label>
      <input type="text" class="finput" id="ep-name" placeholder="Jane Smith">
    </div>
    <div class="fg">
      <label>Phone Number</label>
      <input type="tel" class="finput" id="ep-phone" placeholder="410-555-0100">
    </div>
    <button class="btn-solid" style="width:100%;padding:12px;justify-content:center;margin-top:6px;font-size:.82rem" onclick="submitExit()">Have Gary call me today →</button>
    <div id="ep-ok" class="form-ok">✅ Gary will call you within the hour.</div>
    <div class="form-privacy" style="margin-top:10px">🔒 Never shared · No obligation</div>
  </div>
</div>

<!-- TOP STRIP -->

<div class="topstrip">
  <div class="ts-left"> <span>📍  4 offices nationwide  HQ: 3003 Tamiami Trail N., Naples, FL 34103 </span> <span class="ts-sep">|</span> <span>Mon–Fri 9am–5pm</span> </div>
  <div class="ts-right"> <a href="mailto:corpaccounts@merchantproinc.com">corpaccounts@merchantproinc.com</a> <span class="ts-sep">|</span> <a href="tel:8885731133" class="ts-phone"><img draggable="false" role="img" class="emoji" alt="??" src="https://s.w.org/images/core/emoji/17.0.2/svg/1f4de.svg"> 888-573-1133</a> </div>
</div>

<!-- NAV -->

<nav>
  <div class="nav-wrap"> 
    
    <!-- Logo --> 
    
    <a href="<?php echo esc_url( home_url( '/' ) ); ?>" class="brand" aria-label="Merchant Pro home">
    <?php if ( has_custom_logo() ) : ?>
    <?php the_custom_logo(); ?>
    <?php else : ?>
    <svg class="nav-logo-svg" viewBox="0 0 680 420" xmlns="http://www.w3.org/2000/svg">
    <defs>
      <linearGradient id="ncBg" x1="0%" y1="0%" x2="100%" y2="100%">
        <stop offset="0%" stop-color="#070F1A"/>
        <stop offset="100%" stop-color="#0F2237"/>
      </linearGradient>
      <linearGradient id="nStripe" x1="0%" y1="0%" x2="100%" y2="0%">
        <stop offset="0%" stop-color="#0050E6" stop-opacity="0"/>
        <stop offset="30%" stop-color="#0050E6"/>
        <stop offset="70%" stop-color="#00BAFF"/>
        <stop offset="100%" stop-color="#00BAFF" stop-opacity="0"/>
      </linearGradient>
    </defs>
    <rect x="2" y="2" width="676" height="416" rx="32" fill="url(#ncBg)"/>
    <path d="M 400 420 Q 580 280 680 80 L 680 420 Z" fill="#00BAFF" fill-opacity="0.04"/>
    <rect x="0" y="68" width="682" height="72" fill="#000" fill-opacity="0.5"/>
    <rect x="0" y="68" width="682" height="2" fill="url(#nStripe)"/>
    <rect x="52" y="86" width="480" height="36" rx="4" fill="#EFF6FF" fill-opacity="0.92"/>
    <rect x="52" y="180" width="68" height="52" rx="8" fill="#FFAA00"/>
    <line x1="52" y1="198" x2="120" y2="198" stroke="#070F1A" stroke-width="1.2" stroke-opacity="0.4"/>
    <line x1="52" y1="210" x2="120" y2="210" stroke="#070F1A" stroke-width="1.2" stroke-opacity="0.4"/>
    <line x1="52" y1="222" x2="120" y2="222" stroke="#070F1A" stroke-width="1.2" stroke-opacity="0.4"/>
    <line x1="84" y1="180" x2="84" y2="232" stroke="#070F1A" stroke-width="1.2" stroke-opacity="0.4"/>
    <g transform="translate(52,268)">
      <polygon points="0,18 38,18 38,0 62,28 38,56 38,38 0,38" fill="#FF6B2B"/>
    </g>
    <text x="132" y="314" font-family="DM Sans,Helvetica Neue,sans-serif" font-size="54" font-weight="300" fill="#EFF6FF" letter-spacing="-1">merchant</text>
    <text x="132" y="370" font-family="Oswald,Impact,sans-serif" font-size="54" font-weight="700" fill="#00BAFF" letter-spacing="6">PRO</text>
    <rect x="490" y="272" width="164" height="52" rx="8" fill="rgba(0,80,230,0.15)" stroke="#0050E6" stroke-width="1.2" stroke-opacity="0.5"/>
    <text x="572" y="292" font-family="Oswald,sans-serif" font-size="10" font-weight="600" fill="#00BAFF" text-anchor="middle" letter-spacing="2">VISA CERTIFIED</text>
    <text x="572" y="310" font-family="DM Sans,sans-serif" font-size="13" font-weight="700" fill="#FFAA00" text-anchor="middle" letter-spacing="1">33 YEARS</text>
    <text x="572" y="325" font-family="DM Sans,sans-serif" font-size="9" font-weight="400" fill="#6B84A0" text-anchor="middle" letter-spacing="1.5">NATIONALLY RECOGNIZED</text>
    <text x="52" y="252" font-family="Courier New,monospace" font-size="18" font-weight="700" fill="#EFF6FF" fill-opacity="0.2" letter-spacing="6">•••• •••• •••• ••••</text>
    <rect x="2" y="2" width="676" height="416" rx="32" fill="none" stroke="#0050E6" stroke-opacity="0.45" stroke-width="1.5"/>
    </svg>
    <?php endif; ?>
    </a> 
    
    <!-- PRIMARY NAV MENU -->
    
    <ul class="nav-menu" id="navMenu">
      
      <!-- ① PAYMENT PROCESSING -->
      
      <li> <a href="<?php echo esc_url( home_url( '/payment-processing-usa' ) ); ?>"> Payment Processing <span class="nav-arrow">▾</span> </a>
        <div class="nav-dropdown mega">
          <div class="drop-col"> <span class="drop-heading"><a href="<?php echo esc_url( home_url( '/payment-processing-usa' ) ); ?>">Business Types</a></span>
            <ul>
              <li><a href="<?php echo esc_url( home_url( '/convenience-store-merchant-services' ) ); ?>">Convenience Store</a></li>
              <li><a href="<?php echo esc_url( home_url( '/gas-station-pay-at-the-pumb-merchant-service' ) ); ?>">Gas Station / Pay at Pump</a></li>
              <li><a href="<?php echo esc_url( home_url( '/goverment' ) ); ?>">Government</a></li>
              <li><a href="<?php echo esc_url( home_url( '/grocery' ) ); ?>">Grocery</a></li>
              <li><a href="<?php echo esc_url( home_url( '/hotel-loadge' ) ); ?>">Hotel / Lodging</a></li>
              <li><a href="<?php echo esc_url( home_url( '/internet-merchant' ) ); ?>">Internet Merchant</a></li>
              <li><a href="<?php echo esc_url( home_url( '/mobile-merchant' ) ); ?>">Mobile Merchant</a></li>
              <li><a href="<?php echo esc_url( home_url( '/moto-merchant-service' ) ); ?>">MOTO Merchant</a></li>
              <li><a href="<?php echo esc_url( home_url( '/non-profit' ) ); ?>">Non-Profit</a></li>
              <li><a href="<?php echo esc_url( home_url( '/quick-service-restaurant-merchant-services' ) ); ?>">Quick Service Restaurant</a></li>
              <li><a href="<?php echo esc_url( home_url( '/restaurant-merchant-services' ) ); ?>">Restaurant</a></li>
              <li><a href="<?php echo esc_url( home_url( '/retail-merchant-services' ) ); ?>">Retail</a></li>
              <li><a href="<?php echo esc_url( home_url( '/transportation' ) ); ?>">Transportation</a></li>
              <li><a href="<?php echo esc_url( home_url( '/wholesale-merchant-services' ) ); ?>">Wholesale</a></li>
              <li><a href="<?php echo esc_url( home_url( '/wireless-terminals' ) ); ?>">Wireless</a></li>
              <li><a href="<?php echo esc_url( home_url( '/credit-card-processing-services' ) ); ?>">Credit Card Processing</a></li>
              <li><a href="<?php echo esc_url( home_url( '/restaurant-merchant-services' ) ); ?>">Restaurant Merchant Services</a></li>
            </ul>
          </div>
          <div class="drop-col"> <span class="drop-heading"><a href="<?php echo esc_url( home_url( '/terminal' ) ); ?>">Terminals</a></span>
            <ul>
              <li><a href="<?php echo esc_url( home_url( '/first-data-terminals' ) ); ?>">First Data</a></li>
              <li><a href="<?php echo esc_url( home_url( '/ingenico-terminals' ) ); ?>">Ingenico</a></li>
              <li><a href="<?php echo esc_url( home_url( '/pax-terminals' ) ); ?>">PAX</a></li>
              <li><a href="<?php echo esc_url( home_url( '/verifone-terminals' ) ); ?>">Verifone</a></li>
              <li><a href="<?php echo esc_url( home_url( '/wireless-terminals-terminals' ) ); ?>">Processing Equipment</a></li>
              <li><a href="<?php echo esc_url( home_url( '/dejavoo' ) ); ?>">Dejavoo</a></li>
            </ul>
            </div>
            <div class="drop-col"> <span class="drop-heading"><a href="<?php echo esc_url( home_url( '/payment-gateway' ) ); ?>">Payment Gateways</a></span>
            <ul>
              <li><a href="<?php echo esc_url( home_url( '/ACH-and-electronic-checks' ) ); ?>">ACH &amp; Electronic Checks</a></li>
              <li><a href="<?php echo esc_url( home_url( '/authorize-net' ) ); ?>">Authorize.net</a></li>
              <li><a href="<?php echo esc_url( home_url( '/developers' ) ); ?>">Developers</a></li>
              <li><a href="<?php echo esc_url( home_url( '/recurring-billing-and-memberships' ) ); ?>">Recurring Billing &amp; Memberships</a></li>
              <li><a href="<?php echo esc_url( home_url( '/payment-gateway-online' ) ); ?>">MP Payment Gateway</a></li>
              <li><a href="<?php echo esc_url( home_url( '/shopping-cart-integration' ) ); ?>">Shopping Cart Integration</a></li>
            </ul>
            </div>
            <div class="drop-col"> <span class="drop-heading"><a href="<?php echo esc_url( home_url( '/virtual-terminal' ) ); ?>">Virtual Terminals</a></span>
            <ul>
              <li><a href="<?php echo esc_url( home_url( '/authorize-net-retail' ) ); ?>">Authorize.net Retail</a></li>
              <li><a href="<?php echo esc_url( home_url( '/payment-gateway-retail' ) ); ?>">MP Gateway Retail</a></li>
            </ul>
            
          </div>
        </div>
        
        <!-- /.nav-dropdown -->
        
        <?php ?>
        
        <!-- Mobile accordion -->
        
        <div class="mob-acc"> <span class="mob-section">Business Types</span> <a href="<?php echo esc_url( home_url( '/convenience-store-merchant-services' ) ); ?>">Convenience Store</a> <a href="<?php echo esc_url( home_url( '/gas-station-pay-at-the-pumb-merchant-service' ) ); ?>">Gas Station / Pay at Pump</a> <a href="<?php echo esc_url( home_url( '/retail-merchant-services' ) ); ?>">Retail</a> <a href="<?php echo esc_url( home_url( '/restaurant-merchant-services' ) ); ?>">Restaurant</a> <a href="<?php echo esc_url( home_url( '/hotel-loadge' ) ); ?>">Hotel / Lodging</a> <a href="<?php echo esc_url( home_url( '/non-profit' ) ); ?>">Non-Profit</a> <a href="<?php echo esc_url( home_url( '/mobile-merchant' ) ); ?>">Mobile Merchant</a> <span class="mob-section">Terminals &amp; Gateways</span> <a href="<?php echo esc_url( home_url( '/terminal' ) ); ?>">Terminals</a> <a href="<?php echo esc_url( home_url( '/payment-gateway' ) ); ?>">Payment Gateways</a> <a href="<?php echo esc_url( home_url( '/virtual-terminal' ) ); ?>">Virtual Terminals</a> <a href="<?php echo esc_url( home_url( '/ACH-and-electronic-checks' ) ); ?>">ACH &amp; E-Checks</a> </div>
      </li>
      
      <!-- /Payment Processing -->
      
      <?php ?>
      
      <!-- ② POINT OF SALE -->
      
      <li> <a href="<?php echo esc_url( home_url( '/point-of-sale' ) ); ?>"> Point of Sale <span class="nav-arrow">▾</span> </a>
        <div class="nav-dropdown mega">
          <div class="drop-col"> <span class="drop-heading">Business Types</span>
            <ul>
              <li><a href="<?php echo esc_url( home_url( '/animal-grooming-pet-store' ) ); ?>">Animal Grooming / Pet Store</a></li>
              <li><a href="<?php echo esc_url( home_url( '/animal-hospital-veterinary-clinics' ) ); ?>">Animal Hospital Veterinary Clinics</a></li>
              <li><a href="<?php echo esc_url( home_url( '/apparel' ) ); ?>">Apparel</a></li>
              <li><a href="<?php echo esc_url( home_url( '/bakery' ) ); ?>">Bakery</a></li>
              <li><a href="<?php echo esc_url( home_url( '/bar-or-night-club' ) ); ?>">Bar / Nightclub</a></li>
              <li><a href="<?php echo esc_url( home_url( '/boutique-shop' ) ); ?>">Boutique Shop</a></li>
              <li><a href="<?php echo esc_url( home_url( '/cafeteria' ) ); ?>">Cafeteria</a></li>
              <li><a href="<?php echo esc_url( home_url( '/coffee-and-shop-epresso' ) ); ?>">Coffee Shop &amp; Espresso</a></li>
              <li><a href="<?php echo esc_url( home_url( '/convenience_store_pay_at_the_pump' ) ); ?>">Convenience Store</a></li>
              <li><a href="<?php echo esc_url( home_url( '/flower-shop' ) ); ?>">Flower Shop</a></li>
              <li><a href="<?php echo esc_url( home_url( '/food-truck' ) ); ?>">Food Truck</a></li>
              <li><a href="<?php echo esc_url( home_url( '/furniture-store' ) ); ?>">Furniture Store</a></li>
              <li><a href="<?php echo esc_url( home_url( '/gift_and_novelty_stores' ) ); ?>">Gift And Novelty Stores</a></li>
            </ul>
          </div>
          <div class="drop-col"> <span class="drop-heading-part"></span>
            <ul>
              <li><a href="<?php echo esc_url( home_url( '/grocery-store' ) ); ?>">Grocery Store</a></li>
              <li><a href="<?php echo esc_url( home_url( '/hotel-and-hospitality' ) ); ?>">Hotel / Hospitality</a></li>
              <li><a href="<?php echo esc_url( home_url( '/liquor-store' ) ); ?>">Liquor Store</a></li>
              <li><a href="<?php echo esc_url( home_url( '/movie-theater' ) ); ?>">Movie Theater</a></li>
              <li><a href="<?php echo esc_url( home_url( '/outdoor-store' ) ); ?>">Outdoor Store</a></li>
              <li><a href="<?php echo esc_url( home_url( '/pos-quick-service-restaurants' ) ); ?>">Quick Service Restaurant</a></li>
              <li><a href="<?php echo esc_url( home_url( '/restaurant' ) ); ?>">Restaurant</a></li>
              <li><a href="<?php echo esc_url( home_url( '/pos-retail-merchant' ) ); ?>">Retail Merchant</a></li>
              <li><a href="<?php echo esc_url( home_url( '/salon-and-barber-shop' ) ); ?>">Salon &amp; Barber Shop</a></li>
              <li><a href="<?php echo esc_url( home_url( '/shoe-store' ) ); ?>">Shoe Store</a></li>
              <li><a href="<?php echo esc_url( home_url( '/smoke-vapor-shop' ) ); ?>">Smoke &amp; Vapor Shop</a></li>
              <li><a href="<?php echo esc_url( home_url( '/sporting-goods' ) ); ?>">Sporting Goods</a></li>
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              <li><a href="<?php echo esc_url( home_url( '/clover-mini' ) ); ?>">Clover Mini</a></li>
              <li><a href="<?php echo esc_url( home_url( '/clover-mobile' ) ); ?>">Clover Mobile</a></li>
              <li><a href="<?php echo esc_url( home_url( '/clover-station' ) ); ?>">Clover Station</a></li>
              <li><a href="<?php echo esc_url( home_url( '/hp-engage-one-prime-pos' ) ); ?>">HP Engage One Prime</a></li>
              <li><a href="<?php echo esc_url( home_url( '/ehopper-all-in-one' ) ); ?>">Ehopper All-in-One</a></li>
              <li><a href="<?php echo esc_url( home_url( '/ehopper-on-poynt-pos' ) ); ?>">Ehopper on Poynt</a></li>
              <li><a href="<?php echo esc_url( home_url( '/kounta-pos' ) ); ?>">Kounta POS</a></li>
              <li><a href="<?php echo esc_url( home_url( '/light-speed-restaurant' ) ); ?>">Lightspeed Restaurant</a></li>
              <li><a href="<?php echo esc_url( home_url( '/light-speed-retail' ) ); ?>">Lightspeed Retail</a></li>
              <li><a href="<?php echo esc_url( home_url( '/retail-cloud-pos' ) ); ?>">Retail Cloud POS</a></li>
              <li><a href="<?php echo esc_url( home_url( '/redfin-pos' ) ); ?>">Redfin POS</a></li>
              <li><a href="<?php echo esc_url( home_url( '/lynx-pos' ) ); ?>">LYNX POS</a></li>
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        <!-- /.nav-dropdown -->
        
        <div class="mob-acc"> <span class="mob-section">Business Types</span> <a href="<?php echo esc_url( home_url( '/restaurant' ) ); ?>">Restaurant</a> <a href="<?php echo esc_url( home_url( '/bar-or-night-club' ) ); ?>">Bar / Nightclub</a> <a href="<?php echo esc_url( home_url( '/pos-retail-merchant' ) ); ?>">Retail</a> <a href="<?php echo esc_url( home_url( '/coffee-and-shop-epresso' ) ); ?>">Coffee Shop</a> <a href="<?php echo esc_url( home_url( '/salon-and-barber-shop' ) ); ?>">Salon &amp; Barber Shop</a> <span class="mob-section">POS Systems</span> <a href="<?php echo esc_url( home_url( '/clover-POS-systems-credit-card-processing-merchantpro' ) ); ?>">Clover POS</a> <a href="<?php echo esc_url( home_url( '/hp-engage-one-prime-pos' ) ); ?>">HP Engage One Prime</a> <a href="<?php echo esc_url( home_url( '/light-speed-restaurant' ) ); ?>">Lightspeed</a> <a href="<?php echo esc_url( home_url( '/ehopper-all-in-one' ) ); ?>">Ehopper All-in-One</a> </div>
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      <!-- ③ INSTANT CAPITAL — no dropdown -->
      
      <li> <a href="<?php echo esc_url( home_url( '/instant-capital' ) ); ?>">Instant Capital</a> </li>
      
      <!-- ④ ZERO FEE -->
      
      <li> <a href="<?php echo esc_url( home_url( '/practically-zero-fee' ) ); ?>"> Zero Fee <span class="nav-arrow">▾</span> </a>
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      </li>
      
      <!-- /Zero Fee --> 
      
      <!-- ⑤ REV PROGRAM -->
      
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        <div class="nav-dropdown narrow">
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            <ul>
              <li><a href="<?php echo esc_url( home_url( '/gift-card-program-for-business' ) ); ?>">Gift Card Programs</a></li>
              <li><a href="<?php echo esc_url( home_url( '/customer-loyality-program-for-business' ) ); ?>">Customer Loyalty Programs</a></li>
              <li><a href="<?php echo esc_url( home_url( '/rev-program' ) ); ?>">REV Program</a></li>
              <li><a href="<?php echo esc_url( home_url( '/text-message-marketing' ) ); ?>">Text Message Marketing</a></li>
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        </div>
        <div class="mob-acc"> <a href="<?php echo esc_url( home_url( '/gift-card-program-for-business' ) ); ?>">Gift Card Programs</a> <a href="<?php echo esc_url( home_url( '/customer-loyality-program-for-business' ) ); ?>">Loyalty Programs</a> <a href="<?php echo esc_url( home_url( '/text-message-marketing' ) ); ?>">Text Message Marketing</a> </div>
      </li>
      
      <!-- /REV Program --> 
      
      <!-- ⑥ ATM — no dropdown -->
      
      <li> <a href="<?php echo esc_url( home_url( '/atm' ) ); ?>">ATM</a> </li>
      
      <!-- ⑦ WEB DEVELOPMENT — no dropdown -->
      
      <li> <a href="<?php echo esc_url( home_url( '/web-development' ) ); ?>">Web Dev</a> </li>
      
      <!-- ⑧ PARTNERS -->
      
      <li> <a href="<?php echo esc_url( home_url( '/overview-off-our-affinity-partner-program' ) ); ?>"> Partners <span class="nav-arrow">▾</span> </a>
        <div class="nav-dropdown narrow">
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            <ul>
              <li><a href="<?php echo esc_url( home_url( '/overview-off-our-affinity-partner-program' ) ); ?>">Program Overview</a></li>
              <li><a href="<?php echo esc_url( home_url( '/definition-of-a-great-affinity-partnership' ) ); ?>">What Makes a Great Partner</a></li>
              <li><a href="<?php echo esc_url( home_url( '/why-partner-with-merchant-pro' ) ); ?>">Why Partner With Us</a></li>
            </ul>
          </div>
        </div>
        <div class="mob-acc"> <a href="<?php echo esc_url( home_url( '/overview-off-our-affinity-partner-program' ) ); ?>">Program Overview</a> <a href="<?php echo esc_url( home_url( '/definition-of-a-great-affinity-partnership' ) ); ?>">What Makes a Great Partner</a> <a href="<?php echo esc_url( home_url( '/why-partner-with-merchant-pro' ) ); ?>">Why Partner With Us</a> </div>
      </li>
      
      <!-- /Partners -->
      
    </ul>
    
    <!-- /#navMenu --> 
    
    <!-- Right CTA buttons + hamburger -->
    
    <div class="nav-right"> <a href="tel:8885731133" class="btn-ring">📞 888-573-1133</a> <a href="<?php echo esc_url( home_url( '/contact-us/' ) ); ?>" class="btn-solid">Free Quote</a>
      <button class="ham" id="hamBtn" aria-label="Menu" type="button"> <span></span><span></span><span></span> </button>
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  <!-- /.nav-wrap --> 
  
</nav>
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